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Special offer: 15 months for 12*

Get a 15 month policy period for the price of 12 months when you take out a new Health Combined Professional Indemnity, Public & Products Liability Policy through Aon (2)

In the health segment, Aon has numerous professions where cover can be provided under the Combined Professional Indemnity and Public & Products Liability policy, however Aon do not have an online insurance solution for Nurses and Medical Practitioners.

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Why do Service Providers need to consider insurance?

As a Service Provider, your treatment helps your clients live their life to the fullest. Whether you’re helping someone recover from a major trauma or helping them to relax using your specialised massage techniques, your service has a special place in your clients’ lives.

But like all small businesses, there are risks in the operation of your business. Some incidents could have enough financial strain to completely bring your practice to a stop. Insurance that is customised for the common risks in your industry should be a key consideration when deciding how to protect your business.

Aon’s team of Australian-based SME insurance specialists are here to support you and your business every step of the way. We’ll give you access to the relevant information required to help you understand the cover options available to you so you can feel more informed about your choice of insurance.

Why choose Aon?

As the preferred Insurance Broker for Health Provider Assist, Aon can help protect you and your business with insurance designed around the general needs of your industry.

When it comes to insurance for Service Providers, there are several options available to you, and deciding on the coverage you need might not be easy. Aon aims to arrange insurance in a way that’s easier to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks.

Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why you may need it.

Professional Indemnity Insurance

Professional Indemnity Insurance is designed to provide cover in the event a third party alleges that you have been negligent in performing your services or giving advice, and as a result, they have suffered bodily injury or financial loss. For example, a client may allege the professional services you provide led to their condition worsening. Professional Indemnity Insurance is intended to cover the cost of legal representation, as well as compensation you’re required to pay as result of the claim.1

The Professional Indemnity Insurance that Aon arranges for Service Providers is a combined cover, so it also includes Public and Products Liability cover, as well as 2 hours of complimentary legal advice1, plus new Aon clients may get 15 months cover for the price of 12 months.2

Other insurance to consider

Aon also arranges a range of other insurances, including:

  • Business Insurance Pack – designed to cover your business and its assets against a number of unexpected insured events. It has various sections of cover and can be structured to suit various business needs.
  • Cyber Insurance – protects your business against certain cyber related threats, such as unauthorised access to your computer system or network resulting in loss or theft of data.
  • Personal Accident – can help protect individuals in the event of accidental injury or sickness that results in you being unable to work.
  • Management Liability – designed to cover you and your business against actual or alleged mismanagement of your business.

Specialist support

At Aon we recognise that not everyone wants to use an online platform, so we’ve got a team of specialists ready to assist you.

Easy to manage

Get a quote and arrange your policy online in just a few clicks, or if you need help, our team of friendly Brokers are only a phone call away.

Cover benefits – the Aon Health Combined Professional Indemnity and Pubic & Products Liability Policy

2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with up to 2 hours of complimentary legal advice in relation to business practice, such as contracting matters, provided by an expert legal panel appointed by the insurer. Any legal advice relating to your policy, such as policy interpretation and claims, is not included.1
You could save hundreds of dollars on outside legal costs with up to 2 hours of complimentary legal advice in relation to business practice, such as contracting matters, provided by an expert legal panel appointed by the insurer. Any legal advice relating to your policy, such as policy interpretation and claims, is not included.1
Nil excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Schedule.1
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.1
You may be covered for claims relating to incidents that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.1
You can still be subject to claims for professional wrong-doing even after you retire, sell or leave your profession. Run-off cover extends your insurance policy for up to 7 years, and responds to claims arising from insured incidents that occurred prior to you ceasing practice.1,3

Get a quote

Aon helps you find a policy customised for the common risk of your industry so you’re more confident that you’ve found the right type of insurance for your business. If you would like to find out more or get a quote, please visit Aon’s Website or contact their experienced specialists via phone or email.

Visit: Insurance for service providers of Health Provider Assist (HPA) | Aon

Phone: 1800 805 191 8:30am – 5:00pm AEST Mon – Fri (except public holidays)
Email: au.alliedhealth@aon.com

Disclaimer

1 Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

2 Offer available to new customers who purchase the Aon Health Combined Professional Indemnity, Public & Products Liability Policy and who do not currently have a Professional Indemnity or Public Liability policy arranged by Aon. This offer may be cancelled at any time.

3 Subject to eligibility criteria and must be stated in the Schedule.

© 2023 Aon Risk Services Australia Limited ABN 17 000 434 720 | AFSL 241141 (Aon)

The information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. Before deciding whether a particular product is right for you, please consider your personal circumstances, as well as the relevant Product Disclosure Statement (if applicable), Target Market Determination and full policy terms and conditions available from Aon on request. All representations on this website in relation to the insurance products Aon arranges are subject to full terms and conditions of the relevant policy.

The Aon Health Combined Professional Indemnity and Public & Products Liability Policy  is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, CGU Australia Pty Ltd ABN 62 004 478 960 AFSL 700014 trading as CGU Insurance. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG or provided upon request.

Please also note that the Health Provider Assist Pty Ltd ABN 49 653 279 657 (HPA) act as a referrer of the above listed insurance/s to Aon. Where you purchase this insurance as a result of a referral from HPA to Aon, HPA will receive a fixed fee from Aon’s total remuneration. Please feel free to contact us for further information.